How our Brentford-based team of solicitors and mortgage advisors can help you purchase your dream property in Brentford
Brentford, part of the borough of Hounslow, is most commonly described as an ‘up-and-coming’ area with a growing high street and a wide choice of good pubs and restaurants. Home of Brentford Football Club and the Waterman art centre, It is a good option for people considering moving to London but who are put off by the prices – its average property price is £518,000, making it a little cheaper than the surrounding areas like Kew, Chiswick and Richmond.
Now is the ideal time to consider a move to Brentford – while property prices remain somewhat lower, the area is set to grow in popularity thanks to its recent developments. Our mortgage advisors and solicitors work together under one roof to provide efficient conveyancing and expert mortgage advice.
What is the property market like in Brentford?
For single individuals or couples thinking about moving to Brentford, the more affordable properties tend to be one- or two-bedroom flats. There are even a few houseboats for sale at reasonable prices.
For families, there are many larger homes available, starting at around £520,000. Depending on the size and location, however, prices can reach the £1,000,000 mark, but most of them are roughly between £600,000 to £800,000. While these prices are still steep, they are considerably more affordable than the surrounding areas.
For more information about properties in Brentford, book an appointment with one of our mortgage advisors at our Brentford office. We also provide advice covering an array of other areas, including:
- Commercial Lease conveyancing
- transfer of equity Remortgage and Stamp Duty Liability
- Deed of variation of lease
- Transfer of equity
- Queries for Landlords
- Title split and creating new leases
Brentford property lawyers: Starck Uberoi feature in ‘Legal Futures’
‘Legal futures’ is a leading news resource, providing updates about the legal market and market intelligence for law firms. On the 7th of December 2018 They published ‘What transparency? Only 28% of websites showed prices’ whereby they explained that only 28% of law firms are compliant with the rules established by the Solicitors Regulation Authority in relation to price transparency. The article illustrates how only 14 out of 50 law firms at the time provided the necessary information on their website that the SRA require. This information includes clear fee information, information about services and details of staff members. From their research they found that Starck Uberoi was noted as being one of the few law firms whose website directly complied with the Solicitors Regulation Authority’s rules, and our Brentford property lawyers were specifically mentioned as being one of the few examples of law firms that provides “comprehensive information” to its clients. Read the full article here.
What is our Pricing structure?
Our Brentford property lawyers guarantee that one of our qualified solicitors will provide a personal service and oversee your transaction to completion. We aim to provide an affordable service and our price transparency means there are no hidden charges, we emphasis on effective communication, which we believe is key to effective conveyancing provide regular progress updates, a direct telephone number and email access to your solicitor to ensure all advice is tailored specifically to your requirements. Our Brentford property lawyers have relationships with all the major high street mortgage lenders and are fully registered on their conveyancing panels.
What is Conveyancing?
The Conveyancing process is a legal process by which property ownership is passed from one person to another either through selling or remortgaging property, lease extensions or transferring ownership of the property if it is being sold. This process is the legal and administrative work that must take place so that the buyer can gain legal ownership. This usually begins once an offer has been made and subsequently accepted. Our Brentford property lawyers will then conduct Local Authority searches, check land planning in the local area and inform you of any issues or of any incurred costs, such as stamp duty. Stamp duty is a tax which is collected by the government on every home that costs more than £125,000.
How does the conveyancing process work?
Our experienced Brentford property lawyers work together with our in-house mortgage brokers to look over the documents and check that all the information is correct and advise on any issues that may appear before proceeding with the transaction.
Firstly, we contact the solicitors acting for the seller and ask them to send us a contract package. Once received, we will check the details and raise any enquiries. Once the search results and mortgage offer have been received, we will send you the Contract and Mortgage Documents to sign.
A property deposit will then have to be paid and once we are in possession of the signed contract, mortgage offer and cleared funds for your deposit we will then notify the sellers solicitor that we are ready to exchange. When your seller is ready and the moving date is agreed we will “exchange contracts”. The sale is then legally confirmed and binding on both parties.
Final searches will then be carried out and you will be sent a completion statement, requesting you to pay any balance due and apply for your mortgage money. On completion day we will send the completion money to the seller’s solicitors once received by the seller’s solicitors, they will then authorise the seller or his estate agent to release the keys to you and our Brentford property lawyers will then register you on the Land Registry and pay any stamp duty.
How long do conveyancing transactions take?
It is difficult to give an exact time scale for this type of work due to the number of variables involved. However, these types of cases can take anywhere between four to eight weeks, this is because the process relies on two-way communication which sometimes causes delays. Our Brentford property lawyers’ partnership with Starck Uberoi Mortgages aims to reduce the likelihood of delays as we know these inconvenience the client and increases the cost of the process. For more information about how we keep the conveyancing process moving swiftly, please see our blog titled Fast Conveyancing.
The Starck Uberoi app
We are proud to announce that we have recently made an app available to our clients which gives them 24/7 tracking of their conveyancing transaction wherever they are. The app contains a multitude of features dedicated to keeping your conveyancing transaction quick, including an in-app live chat feature so that you can contact your dedicated solicitor quickly and easily from your phone, and a milestone feature which keeps every party updated as to what the next step in your conveyancing transaction is. For more information, please see our blog titled Online Conveyancing Solicitors.
Lender panels for your mortgage
Our Brentford property lawyers association with major lenders on lender panels: Halifax, Santander, HSBC, Nationwide, NatWest, Coventry Building Society, Kent Reliance and Barclays. means that we are able to talk to major lenders and find the best mortgage options available. These panels exist so that conveyancing firms do not have to supply the same data to different lenders, this ensures a consistent service between solicitors and lenders. These lenders often require their firms to be accredited under the law society’s Conveyancing quality scheme, this is because the panels allow the solicitor to act on behalf of the lender and therefore the firm needs to be of a specific quality to ensure an easy and smooth experience.
Lenders use your income, credit history and outgoing payments to determine what size of mortgage you are entitled to. Most of the time Lenders will only refuse to mortgage a property if it’s not reliable security and therefore only lend money if the equity of the property is equal to the amount of the loan this is because the lender needs to be confident in their ability to resell the property in the future or get the loan back. For information on what lender panels we are on you can see a full list here.
Fee information
As required under the SRA price transparency guidelines 2018 our Brentford property lawyers publish our price and service information. At Starck Uberoi, our services usually operate on a fixed fee basis for residential conveyancing matters. However, if the circumstances of the work changes or the assumptions upon which our fee is based change, this fixed fee will no longer applies. In that case your solicitor will discuss a revised fee with you before proceeding any further with your matter. Value Added Tax (VAT) will also be added to each fee-note.
Non conveyancing services that fall under the regulations:
Uncontested probate
The key stages of any Probate matter our Brentford property lawyers take up depend on the individual circumstances and assets of the individual.
We will discuss any estimated charges with you during the consultation as it is difficult to give an exact cost as different cases involve differing amounts of work.
Motoring offences
The Solicitor will expand on the procedural steps of these types of cases at the initial consultation meeting as this can vary greatly based on individual circumstance.
The fee for these services is determined by how many hours you specified matter requires and the estimated cost is discussed during the initial meeting.
Immigration
Our Immigration matters are conducted on a Fixed Fee Basis to help ensure that our clients are aware of the costs upfront.
The Fee Earner will give you an estimation of the time frames and will keep you updated of any changes throughout the process.
Employment tribunals for unfair or wrongful dismissal
The fee will be determined on how many hours are conducted on your matter and the specified rate charge of the fee earner.
But again, our Brentford property lawyers will discuss any estimated charges with you upfront at the initial consultation so that you have an idea of the cost.
How Starck Uberoi can help
For more information, please visit our mortgage or Conveyancing pages, or to book an appointment please call 020 8840 6640. Our offices are based in Brentford, Ealing, Chiswick, Canterbury and London Victoria. We can also provide a professional Notary Public service at all our offices. For an appointment at any of our offices, email us at solicitor@starckuberoi.co.uk or call 0208 840 6640.
